Effective May 18, 2026

Privacy Policy

I0Q Ventures provides business consulting, AI advisory, financial management assistance, budgeting support, and growth investment services. This Privacy Policy explains how we collect, use, protect, and delete information when clients and authorized users work with us, including when financial account data is connected through Plaid.

Information We Collect

We may collect the following categories of information:

• Contact information, such as name, business name, email address, and phone number.
• Business information, such as company profile, operating data, budgets, forecasts, documents, and strategy materials.
• Financial information authorized by the client, such as account, balance, transaction, identity, and cash flow information received through Plaid or similar providers.
• Technical information, such as device, browser, log, security, and usage information related to our website, tools, and services.
• Communications and support information shared with us during an engagement.

Use of Plaid

If you choose to connect a financial account, I0Q Ventures uses Plaid to help you securely authorize access to account information. We do not collect or store your banking username or password. Plaid may collect and process information according to its own policies and authorization flow.

We use Plaid-enabled data only for authorized business purposes, such as financial management assistance, budgeting, forecasting, operational analysis, advisory services, and related client support.

How We Use Information

We use information to:

• Provide consulting, AI advisory, budgeting, forecasting, and financial management services.
• Analyze business performance, cash flow, revenue, expenses, and operational opportunities.
• Prepare reports, recommendations, dashboards, models, and other client deliverables.
• Operate, secure, maintain, and improve our website, systems, and services.
• Communicate with clients and respond to requests.
• Comply with legal, security, contractual, and regulatory obligations.

AI-Assisted Services

We may use AI tools to assist with analysis, workflows, drafting, and operational recommendations. We aim to minimize, redact, or aggregate client information before using AI tools when practical. We do not allow AI tools to make autonomous financial decisions, initiate payments, move funds, approve transactions, or replace human review for material recommendations.

How We Share Information

We do not sell client financial data. We may share information with service providers that help us operate our business and deliver services, such as cloud hosting, financial data providers, productivity tools, security tools, analytics tools, and professional advisors. We may also share information when required by law, to protect rights and security, or with your direction or consent.

Security

We use administrative, technical, and organizational safeguards designed to protect information. These safeguards include access controls, multi-factor authentication where supported, encryption in transit, encryption at rest for approved systems that store sensitive financial data, secret management, logging, and periodic access review. No method of transmission or storage is completely secure, but we work to protect information in proportion to its sensitivity.

Retention and Deletion

We retain information only as long as needed for authorized business, client service, legal, contractual, accounting, tax, security, or compliance purposes. Plaid access and related financial data are retained only while needed for the authorized engagement, unless a longer retention period is required. You may request deletion or revocation of access by contacting us.

Your Choices

You may ask us to access, correct, delete, or stop using certain information, subject to legal, contractual, security, and operational requirements. You may also revoke connected financial account access where supported.

Contact

For privacy questions or requests, contact us at contact@i0q.com.

Changes

We may update this Privacy Policy from time to time. The effective date above shows when this version became effective.